Special Coverage
24 HOUR ACCIDENT PROTECTION
UP TO $10,000 PER OCCURRENCE FOR MEDICAL SERVICES
- Pays 100% of Covered Medical Expenses after satisfaction of the $100 Deductible up to the coverage maximum
- Benefits paid directly to you
- Use any doctor or hospital
- Accidental Death & Dismemberment benefits
- Emergency Helicopter Air Ambulance benefits
- Automatic acceptance through age 69
CRITICAL ILLNESS
A living benefits insurance policy. . . A Plan to Live By
A Critical Illness policy will pay as a lump sum, the percentage of your term life insurance benefit if you are first diagnosed with one of the following:
- Cancer (Life Threatening) 100%
- Heart Attack 100%
- Stroke 100%
- Renal Failure 100%
- Major Organ Transplant 100%
- Terminal Illness 100%
- Total Disability*** (Sickness or Accident) 100%
- Major Heart Surgery 25%
- HIV from a Blood Transfusion 25%
- Angioplasty 10%
Death from any cause is a 100% benefit.
***10% of the policy face amount every year for 5 years if you receive Social Security Disability Benefits, and the remaining 50% of the policy face amount at the end of 5 years if you are still receiving Social Security Disability Benefits for a total pay out of 100%. Some exclusions and exceptions apply. Benefits may differ or not be available in some states. Your agent will explain the benefits available in your state.
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