Special Coverage

24 HOUR ACCIDENT PROTECTION

UP TO $10,000 PER OCCURRENCE FOR MEDICAL SERVICES

  • Pays 100% of Covered Medical Expenses after satisfaction of the $100 Deductible up to the coverage maximum
  • Benefits paid directly to you
  • Use any doctor or hospital
  • Accidental Death & Dismemberment benefits
  • Emergency Helicopter Air Ambulance benefits
  • Automatic acceptance through age 69

CRITICAL ILLNESS

A living benefits insurance policy. . . A Plan to Live By

A Critical Illness policy will pay as a lump sum, the percentage of your term life insurance benefit if you are first diagnosed with one of the following:

  • Cancer (Life Threatening) 100%
  • Heart Attack 100%
  • Stroke 100%
  • Renal Failure 100%
  • Major Organ Transplant 100%
  • Terminal Illness 100%
  • Total Disability*** (Sickness or Accident) 100%
  • Major Heart Surgery 25%
  • HIV from a Blood Transfusion 25%
  • Angioplasty 10%

Death from any cause is a 100% benefit.

***10% of the policy face amount every year for 5 years if you receive Social Security Disability Benefits, and the remaining 50% of the policy face amount at the end of 5 years if you are still receiving Social Security Disability Benefits for a total pay out of 100%. Some exclusions and exceptions apply. Benefits may differ or not be available in some states. Your agent will explain the benefits available in your state.